Major Ensurance LLC

Major Ensurance LLC is a premier, fully digital independent insurance agency specializing in commercial surety bonds and Property & Casualty (P&C) insurance for contractors and small businesses across South Carolina. Operating with strict adherence to South Carolina Department of Insurance guidelines and LLR requirements, our agency provides the essential risk management products contractors need to secure their licenses, pull permits, and step onto the job site with absolute confidence.

As a specialized commercial surety provider, we understand the specific compliance hurdles faced by South Carolina builders. Whether you are navigating the strict financial and bonding requirements of the South Carolina Department of Labor, Licensing and Regulation (LLR) or securing standard local municipality permits, we have the digital infrastructure to issue your bonds instantly. We secure SC Contractor License Bonds for all classifications, including Group 1 through Group 5 General and Mechanical Contractors, as well as specialized bonds for Residential Builders facing their June 30th renewal deadlines. By utilizing our advanced digital portal, our clients bypass traditional waiting periods and receive procurement-ready e-bonds immediately.

Beyond commercial surety, Major Ensurance LLC delivers comprehensive commercial insurance portfolios tailored to the construction, landscaping, and home service industries. We provide mandatory SC Workers’ Compensation coverage to protect your crew and keep your business compliant with state laws. Our General Liability policies safeguard against third-party bodily injury and property damage claims, while our Inland Marine and Commercial Property insurance protect your physical assets, heavy equipment, and materials whether in transit or stationed at the job site. Furthermore, we offer robust Builders Risk insurance to shield your course of construction projects from coastal weather events and theft.

Operating out of the beautiful South Carolina Lowcountry, we maintain a strong local presence from the Charleston Peninsula down to Beaufort, Bluffton, and Hilton Head Island, while legally serving contractors statewide. Because we function as a highly efficient digital agency, we deliver competitive quotes from top-rated carriers without the overhead delays of a traditional brick-and-mortar office. Our streamlined digital approach empowers you to secure required Bid & Performance bonds, Probate bonds, Cyber Liability insurance, and Janitorial Fidelity bonds from any mobile device or job site.

When you partner with Major Ensurance LLC, you are not just buying a policy; you are gaining a dedicated compliance partner. We pride ourselves on deep statutory knowledge, ensuring that your business never faces a lapse in required coverage or a penalty for incorrect bond limits. Whether you need an instant contractor license bond, comprehensive liability coverage, or expert guidance on SC LLR net worth exemptions, Major Ensurance LLC is ready to protect your livelihood and keep your projects moving forward.