Afterfirst MCA

Afterfirst MCA is a merchant cash advance broker, not a lender. We help business owners across the United States find funding that fits how their business actually runs, and we do it in plain language.

Here is how it works. You fill out one free application on our website. It takes a few minutes, and applying won’t affect your credit. A real person on our team reads your file, and we call you back, usually the same business day. We always talk with the owner before your file goes to any funder, so nothing gets sent out without your say.

After that call, we shop your file with the funders whose programs fit your situation. Some funders focus on newer businesses, some on stronger monthly revenue, some on specific industries. Matching the file to the right programs saves you time and keeps your information from being sent everywhere.

When offers come back, we put every offer side by side. You can compare the cost, the term and the payment before you sign anything. If an offer does not make sense for your business, we will tell you so. You decide what to accept, and you are never pressured to take a deal.

Applying is free and you never pay us. Funding companies pay us a monthly membership and a commission when a deal funds. We think you should know exactly how a broker gets paid, so we say it up front.

We work on first advances, second positions, renewals and consolidations. That includes owners who have been turned down by a bank, owners who need working capital for inventory, payroll or equipment, and owners who already have an advance and want to understand their options.

Afterfirst MCA is based at 10850 Wilshire Blvd, Suite 1010, Los Angeles, CA 90024. Call (877) 386-3654, Monday through Friday from 5:00 AM to 7:00 PM Pacific, or apply online at afterfirstmca.com for a straight answer on what fits.